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innus broadens horizons: participating in the Southeast Asia Market Discovery Program Southeast Asia is one of the world's most dynamic and fastest-growing economic regions — particularly in the financial sector. Demand for scalable, future-proof banking solutions is rising steadily across the region. Against this background, we are pleased to be part of German Accelerator's Southeast Asia Market Discovery Program. The programme gives us valuable insights and resources to tai

Legal certainty for IT risk management in the financial sector Regulation of IT security and risk management continues to grow in the financial sector. Since the Digital Operational Resilience Act (DORA) took effect on 17 January 2025, a new framework for IT risk management has been mandatory for many financial institutions. innus adapted its contracts ahead of that date so that they cover the DORA requirements in full and give customers a comprehensive, legally sound basis.

In Pliant, innus has found a forward-looking partner whose technology considerably simplifies financial processes for banks, financial institutions and companies. Working closely together, we are building an integrated platform that allows our customers to manage their internal business processes and expenses efficiently, all in one place. A strong pairing for modern financial institutions and companies As a Visa principal member and an established e-money institution, Pliant

FAQs on SEPA and SEPA Instant. What is SEPA? SEPA (Single Euro Payments Area) enables simple, secure and efficient euro credit transfers within the EU and in a number of other countries. Since 2014, SEPA has been the standard for euro transactions, and no distinction is made any longer between domestic German and EU transfers. How long does a SEPA credit transfer take? A paperless SEPA credit transfer takes a maximum of one business day from the moment the sender authorises i

An in-depth analysis of total cost of ownership (TCO) There is no simple answer to the question of what a core banking system really costs. The expense is often higher than it first appears, and many financial institutions that stay with legacy core banking systems find that the total cost of ownership (TCO) is highly complex and difficult to see through. What is total cost of ownership (TCO)? Total cost of ownership covers every cost associated with owning and running a core

Challenges and the route to modern solutions Modernising a core banking system presents banks with considerable challenges. The complexity of legacy systems can be overwhelming: platforms that once served as the backbone of a financial institution are today often an impenetrable tangle of outdated modules, workarounds and middleware. What are legacy core banking systems? Legacy core banking systems are IT systems that have been in operation for many years and were originally

The IRRBB reporting requirements that took effect on 30 September 2024 present banks and financial institutions with a range of challenges. The changes concern interest rate risk in the banking book (IRRBB) and call for detailed, regular reports covering both the economic value and the earnings perspective. Meeting these requirements demands accurate data, efficient processes and a high standard of compliance. What is IRRBB? IRRBB stands for interest rate risk in the banking

The IRRBB reporting requirements took effect on 30 September 2024. They present banks and financial institutions with considerable challenges, calling for detailed, regular reports along with accurate data processing and thorough compliance. Our solution: innus.IRRBB Given the detailed and regular reporting obligations, the need for accurate data processing and the breadth of the compliance requirements, financial institutions need a modern and efficient solution. A dedicated

How SEPA Instant is changing payments, and what this means for banks, customers and payment providers. In a world where speed and efficiency in payments matter more every year, SEPA Instant makes it possible to transfer money in real time. This article looks at practical use cases for SEPA Instant, outlines where payments are heading and examines whether SEPA Instant poses a threat to payment providers such as PayPal. What is SEPA Instant? SEPA Instant, or the SEPA instant cr

The introduction of SEPA instant payments marks an important milestone in European payments. Under the EU regulation on instant credit transfers, real-time payments are becoming the norm for banks and payment service providers across the EU. The change has far-reaching consequences for the processes, risk management and IT infrastructure of financial institutions, as well as for the businesses that stand to benefit from faster and more efficient payments. An overview of the E